{"id":2875,"date":"2012-10-19T15:57:56","date_gmt":"2012-10-19T22:57:56","guid":{"rendered":"http:\/\/howtobefit.com\/coach-blog\/?p=2875"},"modified":"2019-08-08T14:11:16","modified_gmt":"2019-08-08T21:11:16","slug":"debt-free-13","status":"publish","type":"post","link":"https:\/\/howtobefit.com\/coach-blog\/2012\/10\/19\/debt-free-13\/","title":{"rendered":"Debt Free in &#8217;13"},"content":{"rendered":"<p>Honestly, I am not looking forward to a year with &#8220;13&#8221; in it, but what if it \u00a0could be our luckiest year ever?<\/p>\n<p>I have a to-do-list and the things on the \u00a0list have to come first in my daily activities, but there are exceptions.  \u00a0I am a fan of Dave Ramsey, have visited his website, know his message and when I \u00a0saw his &#8220;Total Money Makeover&#8221; in the Book Summary section of SUCCESS On Demand, \u00a0I knew that I would dedicate part of my Hour A Day today to reading the \u00a0summary., which I did.<\/p>\n<p>Our team Facebook group is called, &#8220;How to \u00a0Make Money Making a Difference&#8221; and I posted this morning, \u00a0not only my Dream List, but also that I feel like changing the name of the group \u00a0to, &#8220;How to Make Money, Be Debt Free and Make a Difference.&#8221;<\/p>\n<p>Reading Dave \u00a0Ramsey&#8217;s advice again, there is no reason that anyone on our team should not be \u00a0working toward being debt free by the end of 2013, if not sooner. \u00a0 We have \u00a0the means to reduce our debt with the Team Beachbody opportunity and an enormous \u00a0opportunity and obligation to share with everyone around us what Team Beachbody \u00a0has to offer.<\/p>\n<div>I posted an article in our Facebook group that said, &#8220;If today&#8217;s obesity \u00a0rates continue, more than half the population in almost 40 states will be obese \u00a0by 2030, an alarming new report finds.<span>&#8221; \u00a0(<\/span><a href=\"http:\/\/www.everydayhealth.com\/weight\/0919\/can-we-get-a-grip-on-skyrocketing-obesity-rates.aspx\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.everydayhealth.com\/weight\/0919\/can-we-get-a-grip-on-skyrocketing-obesity-rates.aspx<\/a>) \u00a0and in another report about the severely obese it says, &#8220;Everybody&#8217;s talking \u00a0about obesity leveling off, Roland Sturm, a senior economist at the non-profit \u00a0research institute RAND Corporation said. But what tends to get lost in the \u00a0discussion is the fact that severe obesity, with a body mass index (BMI) of 40 \u00a0or higher &#8211; is still rising fast.<\/div>\n<p>That&#8217;s important, Sturm said, because \u00a0<strong>those are the people who have the highest healthcare costs, about double those of normal-weight people<\/strong>.&#8221; \u00a0 (<a href=\"http:\/\/vitals.nbcnews.com\/_news\/2012\/10\/19\/14556380-severe-obesity-still-rising-fast-among-younger-americans\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/vitals.nbcnews.com\/_news\/2012\/10\/19\/14556380-severe-obesity-still-rising-fast-among-younger-americans<\/a>).<\/p>\n<p>If \u00a0the rate of increase among the severely obese is rising and their healthcare \u00a0costs are double what ours are, then we are being called to do whatever we can \u00a0to help.<\/p>\n<p>To read the book summary and understand why we should be debt \u00a0free, then please <a href=\"http:\/\/www.howtobefit.com\/team-beachbody\/TheTotalMoneyMakeover.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a>.<\/p>\n<p>To listen to the audio summary of &#8220;Total \u00a0Money Makeover&#8221;, then please <a href=\"http:\/\/www.howtobefit.com\/team-beachbody\/Total%20Money%20Makeover%20by%20Ramsey.mp3\" target=\"_blank\" rel=\"noopener noreferrer\">click here<\/a>.<\/p>\n<p>To join our <a title=\"Team Howtobefit Coach Directory\" href=\"http:\/\/www.howtobefit.com\/lets-talk.htm\">nationwide team of Beachbody coaches<\/a> and help us in the battle to end the trend of obesity and be debt free in &#8217;13, then <a title=\"Become a Team Beachbody coach to end the trend of obesity\" href=\"http:\/\/teambeachbody.com\/coach\/be-a-coach?referringRepId=1393\">click here<\/a>.<\/p>\n<p>If you can become debt free by helping to end the trend of \u00a0obesity and change the course of history, why wouldn&#8217;t you do it?<\/p>\n<p>Here&#8217;s my &#8220;Dream List&#8221;&#8230;<\/p>\n<p><a href=\"http:\/\/www.teambeachbody.com\/howtobefit\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/www.howtobefit.com\/pics\/dream-list-desktop-image.JPG\" alt=\"Dream List\" width=\"570\" height=\"443\" \/><\/a><\/p>\n<div style=\"text-align: justify;\">All for His Glory,<\/div>\n<p>Rich Dafter \u00a0<a href=\"http:\/\/teambeachbody.com\/howtobefit\" target=\"_blank\" rel=\"noopener noreferrer\">Independent Team \u00a0Beachbody Coach Howtobefit<\/a><br \/>\nHead Coach of <a href=\"http:\/\/www.howtobefit.com\/team-howtobefit.htm\" target=\"_blank\" rel=\"noopener noreferrer\">Team \u00a0Howtobefit<\/a><br \/>\nWebsite: \u00a0 <a href=\"http:\/\/www.howtobefit.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.howtobefit.com\/<\/a><br \/>\nFacebook Member Page: \u00a0 <a href=\"https:\/\/www.facebook.com\/groups\/238427046244376\/\" target=\"_blank\" rel=\"noopener noreferrer\">Team \u00a0Lean<\/a><br \/>\nFacebook Personal: \u00a0 <a href=\"http:\/\/www.facebook.com\/rich.dafter\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.facebook.com\/rich.dafter<\/a><br \/>\nFacebook \u00a0Business: \u00a0 <a href=\"http:\/\/www.facebook.com\/howtobefit\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/www.facebook.com\/howtobefit<\/a><br \/>\nTwitter Personal:  \u00a0<a href=\"http:\/\/twitter.com\/richdafter\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/twitter.com\/richdafter<\/a><br \/>\nTwitter Business: \u00a0 <a href=\"http:\/\/twitter.com\/Howtobefit\" target=\"_blank\" rel=\"noopener noreferrer\">http:\/\/twitter.com\/Howtobefit<\/a><br \/>\nEmail Rich:  \u00a0howtobefit@aol.com<\/p>\n<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>","protected":false},"excerpt":{"rendered":"<p>Honestly, I am not looking forward to a year with &#8220;13&#8221; in it, but what if it \u00a0could be our luckiest year ever? I have a to-do-list and the things on the \u00a0list have to come first in my daily activities, but there are exceptions. \u00a0I am a fan of Dave Ramsey, have visited his [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[921],"tags":[27,1332,145,146,1335,1334,178,181,1331],"class_list":{"0":"post-2875","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-inspiration-and-motivation","7":"tag-beachbody","8":"tag-dave-ramsey","9":"tag-obese","10":"tag-obesity","11":"tag-severe-obesity","12":"tag-success-on-demand","13":"tag-team-beachbody","14":"tag-team-beachbody-coach","15":"tag-total-money-makeover","16":"czr-hentry"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Debt Free in &#039;13 - Fitness, Health &amp; Longevity With Coach Rich Dafter<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/howtobefit.com\/coach-blog\/2012\/10\/19\/debt-free-13\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Free in &#039;13 - Fitness, Health &amp; Longevity With Coach Rich Dafter\" \/>\n<meta property=\"og:description\" content=\"Honestly, I am not looking forward to a year with &#8220;13&#8221; in it, but what if it \u00a0could be our luckiest year ever? 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